Topics Advertising & Marketing FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Issues Price Transparency FAQs for Auto Dealers Artificial Intelligence California Enacts SB 1050, Requiring AI ‘Synthetic Performers’ Disclosures in AdvertisingFTC Issues Proposed Policy Statement on AI Accuracy and Output Steering banking FTC Targets Payment Processor in Proposed $12 Million Sham-Merchant SettlementLouisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization Act Banking Regulators Supreme Court Hears Oral Argument on Constitutionality of CFPB’s Funding Banks FTC Targets Payment Processor in Proposed $12 Million Sham-Merchant SettlementVermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring Transactions California California Enacts SB 1050, Requiring AI ‘Synthetic Performers’ Disclosures in AdvertisingCalifornia DFPI Announces $1M Settlement with Yotta for ‘FDIC Insurance’ Misrepresentations CFPB Brian Johnson Nominated as New CFPB DirectorGo West: Ex-CFPB Chief Poised To Make Mark Next In Calif. Client Alert FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Issues Price Transparency FAQs for Auto Dealers Compliance FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Targets Payment Processor in Proposed $12 Million Sham-Merchant Settlement Consumer Finance FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Targets Payment Processor in Proposed $12 Million Sham-Merchant Settlement Consumer Financial Services FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityGov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services Agency Consumer Lending CFPB Launches Public Inquiry into Rising Mortgage Closing Costs and ‘Junk Fees’Small Business Lenders: CFPB Issues Final Rule on Small Business Lending COPPA FTC Signals Relaxed COPPA Enforcement for Age-Verification TechnologiesMichigan Attorney General Takes Action Against Roku, Alleging COPPA Violations Cybersecurity NYDFS Proposes Significant Changes to Its Cybersecurity RegulationNYDFS Proposes Significant Changes to Its Cybersecurity Regulation Data FTC Asks Whether Platform Ad Tools Fuel Impersonation ScamsAlgorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance Pricing Data collection FTC Bars Kochava from Selling Sensitive Location DataCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule Data Privacy FTC Seeks Public Comment on Proposed Policy Statement Regarding ‘Personalized Pricing’Vermont Joins Growing Consortium of State Privacy Regulators Data Privacy & Cybersecurity FTC Bars Kochava from Selling Sensitive Location DataCFPB Issues Personal Financial Data Rights Rule Data Privacy Law Michigan Attorney General Takes Action Against Roku, Alleging COPPA ViolationsState Attorneys General Form Bipartisan Privacy Enforcement Consortium digital wallets CFPB Unveils Plan to Supervise Big Tech Digital Wallet and Payment App Providers Dodd-Frank CFPB Issues ‘Fast Facts’ for Proposed Personal Financial Data Rights RuleCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule Earned Wage Access Services Montana Attorney General Confirms Certain Earned Wage Access Products Are Not LoansMaryland Office of Financial Regulation Provides Guidance on Earned Wage Access Products Emerging Technology FTC Takes a Jab at AI-Enabled Sitejabber for Deceptive Consumer Reviews European Union EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts FDIC California DFPI Announces $1M Settlement with Yotta for ‘FDIC Insurance’ MisrepresentationsFDIC Extends Comment Period for New Requirements for Custodial Accounts Featured FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityMassachusetts AG Bars Debt Collectors and Secures Approximately $52 Million in Consumer Debt Relief Federal Reserve System Fed Issues Proposed Rule Lowering Regulation II’s Debit Interchange Cap Financial institutions FTC Targets Payment Processor in Proposed $12 Million Sham-Merchant SettlementLouisiana Enacts New Money Transmission Act, Largely Adopting Model Money Transmission Modernization Act Financial Regulation Massachusetts AG Bars Debt Collectors and Secures Approximately $52 Million in Consumer Debt ReliefFTC Targets Payment Processor in Proposed $12 Million Sham-Merchant Settlement Financial Services Litigation FTC Targets Adobe for Hidden Fees and Deceptive Subscription Practices Fintech FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityCFPB Memo Details Less Oversight on Fintechs, Shift to State-Led Enforcement FTC FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Opens New Channel for Questions About Its Consumer Protection Rules Germany EU Consumer Law: New ‘Withdrawal Button’ Requirements for Online Contracts GT Alert FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Targets Payment Processor in Proposed $12 Million Sham-Merchant Settlement Lending CFPB Announces New Compliance Deadlines for Small Business Lending RuleSmall Business Lenders: CFPB’s Anticipated Section 1071 Rule Would Impose New Data Collection, Reporting Obligations Litigation FTC Targets Adobe for Hidden Fees and Deceptive Subscription Practices Mortgage CFPB Launches Public Inquiry into Rising Mortgage Closing Costs and ‘Junk Fees’ New York California Enacts SB 1050, Requiring AI ‘Synthetic Performers’ Disclosures in AdvertisingAlgorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance Pricing nonbanks CFPB Unveils Plan to Supervise Big Tech Digital Wallet and Payment App Providers Personal information Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingCFPB Issues Proposed ‘Personal Financial Data Rights’ Rule President Trump's Administration Brian Johnson Nominated as New CFPB DirectorFTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive Order Privacy State Attorneys General Form Bipartisan Privacy Enforcement ConsortiumCFPB Urges States to Fill Gaps in Federal Financial Privacy Statutes Regulatory FTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive OrderCFPB Says ‘Show Me The (Consumer Unfriendly) Fine Print’ Regulatory Compliance Algorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance PricingVermont Imposes Licensing and Disclosure Requirements for Sales-Based Financing and Factoring Transactions Risk FTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive OrderNYDFS Proposes Significant Changes to Its Cybersecurity Regulation Risk Management FTC Targets Payment Processor in Proposed $12 Million Sham-Merchant SettlementFTC Announces ‘Made in the USA’ Enforcement Sweep 1 Month after Trump Administration Issues Related Executive Order small businesses CFPB Announces New Compliance Deadlines for Small Business Lending RuleCourt Issues Nationwide Stay of CFPB’s Section 1071 Small Business Lending Rule State AGs Texas AG Secures Temporary Restraining Order Against Discord Over Alleged Deceptive Safety PracticesGov. Newsom Appoints Rohit Chopra to Lead California’s New Business and Consumer Services Agency State and Local California Enacts SB 1050, Requiring AI ‘Synthetic Performers’ Disclosures in AdvertisingAlgorithmic Pricing Under Fire: State Restrictions on Personalized and Surveillance Pricing Technology FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityCFPB Spotlight Targets Mobile ‘Tap-To-Pay’ Technology U.S. Federal Trade Commission (FTC) FTC Announces Settlement and Articulates Knowledge Standard for Payment-Processor LiabilityFTC Asks Whether Platform Ad Tools Fuel Impersonation Scams U.S. Supreme Court Supreme Court Holds That CFPB’s Funding Is Constitutional, Clearing Way for Rulemaking AgendaSupreme Court Hears Oral Argument on Constitutionality of CFPB’s Funding Uncategorized California Bans Hidden Fees, Effective July 1, 2024